We are the COMPLETE ONE STOP COMMUNITY FINANCIAL CENTRE for consumers and businesses alike. Now available in Australia & NZ

Terminology

• CASH NOW EXPRESS offers payday loans in a home-based setting
• CASH NOW offers payday loans out of a small office or retail setting
• CASH NOW PLUS offers "traditional" cheque cashing and payday loans
• CASH NEXT offers leasing, debt consolidation, factoring and a host of other business and consumer related products and services. (auxiliary product lines)
• F.I.N.E Financial Intelligence Network Enterprise
  

Earnings

• CHEQUE CASHING - you cash cheques and earn a fee for the service
• PAYDAY LOANS - you lend your monies and earn a fee for the service
• CASH NEXT (F.I.N.E) you earn a fee for referring the customer to use the services of various financial institution
  

The payday lending business is ONLY about three to five years old and expanding rapidly! In Australia and New Zealand it is just starting. The industry has grown 50% a year, and its growth is expected to be 50 to 80% throughout the decade! The growth of this industry is staggering! Just to give you an idea, a survey of a cross section of consumers in USA and Canada reported that over 77% want the convenience of a short-term loan! The response jumped to 89% when surveyed about the convenience of a franchise model. An astounding 93% preferred a 1 Stop financial centre offering all financial services.

What's in the News

"Payday companies have taken North America by storm, growing from only a couple of outlets to a US $10 billion nationwide industry..." "They filled a void left when traditional banks stopped offering short term loans..." Arizona Republic, 2000

"Payday loan industry is a new and a great resource for those needing an emergency loan..." "Payday loan industry is the fastest growing industry" Venture TV, Oct, 2000

"We see the financial sector as the strongest sector of the economy as the recession settles in, and for the unforeseen future when we enter the recovery stage" Profit Magazine August 2001

"Financial Intelligence is becoming a business of the future. As banks and traditional lenders compete for new business in the new economy, this sector will thrive" "Companies that offer most or all the financial services to the B2B and the consumer sector are definitively the ones to watch for" Entrepreneur Magazine February 2001

"Internet banking has become extremely popular for the banks and consumers alike. As more and more users are attracted to this new media, the Financial Intelligence companies and IT companies that service this sector are positioned for a boom growth. It's a matter of being at the right time at the right place" Tech TV News May 2001

Cash Now as a company is contributing to this transformation, with a high quality of service by establishing professional standards, and operating procedures with our franchise system! We are positioning ourselves to become a dominant figure in the delivery of short term financial solutions internationally.

Pre Launch Pricing and the Cash Now System

We started franchising in Canada in March 2001, in April 2002 in the USA and in May 2003 in Australia. Currently, Cash Now is in a pre-launch stage. This means we are currently seeking qualified candidates to be Cash Now franchise operators. During the pre launch stage promotion, you will benefit by our promotional franchise license investment pricing. As with any promotional package, once launched we expect the franchise license price to increase up to 40%. As a Cash Now franchisee, regardless if you invest during the pre launch stage or not, you will have access to all of the technologies and the systems developed by the company and any future updates.